A Depressing Tale of the Shambles that is Housing Benefit.

Today's surgery seems to be all about Housing Benefit. The whole system is a shambles. For every Somali family living in million-pound luxury in the West End, there are God knows how many other people struggling to keep even the most modest roof over their heads.

Today we have two such enquiries. The first is from Mr & Mrs Farrow, a nice couple in their late fifties. Mrs Farrow is chronically sick and can't work, and Mr Farrow recently got made redundant. They have been forced to claim Housing Benefit for their two-bedroomed council bungalow. So what, you might say - their housing costs are being covered, aren't they? Well, yes, except that the Farrow children are grown up and have moved away. So the Council have decided that they are under-occupying their house, and will only pay a proportion of their rent as Housing Benefit.

Mr & Mrs Farrow have no income with which to make up the shortfall and with her health problems and his age and lack of IT skills, I can't see this being resolved by either of them finding employment any time soon. They are terrified that they will fall into arrears with their rent, and end up being evicted. They've been told that they could always seek an exchange to a one-bedroomed house - but they haven't got the money to pay removal expenses, even if they could find someone to swap with.

Not only that, but they've already had to bail out one of their sons by allowing him to move back home on more than one occasion, and this wouldn't even have been posible had they not had the other bedroom. There seems to be no option but for them to try to "find" the additional rent from Mr Farrow's Jobseeeker's Allowance. The Boss agrees to write to the Council and beg them to use their discretion, but I'm not optimistic about the result.

The business about the Farrow's son is thrown into sharp relief later on in surgery, when Gemma McKeown comes in to see The Boss. It's unusual for someone as young as Gemma to even visit their MP - she's only twenty-three, but has been self-supporting for some five years after a breakdown in relations with her family. She's also recently lost her job, and it looks as if she will soon be homeless too.

I am shocked to hear that young people under the age of 25 are only entitled to approximately 50% of the Housing Benefit payable to people over that age. How stupid is that? Their landlords don't charge them less just because they are younger. The amount of Housing Benefit Gemma receives isn't even enough to cover the cost of her room in a shared house in one of Northwick's grottiest areas, and homelessness is a very real threat if something isn't done. She doesn't have parents like Mr & Mrs Farrow who will take her in.

Her chances of employment don't seem much better than the Farrows' either, as the only jobs she's been qualified to apply for so far have all been on contracts which guarantee only between zero and four hours a week. Nothing like enough hours to reassure her that she will be able to earn enough to pay her rent, even if she succeeds in getting one of the jobs. God knows what we can do to help her, but I'm going to try bloody hard to think of something.

My head hurts by the end of surgery, and even Andrew is uncharacteristically quiet. I think it's dawned on him that he can't blame this Housing Benefit fiasco on the coalition, and he was even sensitive enough  - for once - to avoid adding to the constituents' misery by scare-mongering as to what the ConDems' proposed changes to Housing Benefit might do to make matters worse.

All I can think of is that Connie and Josh could find themselves in Gemma's situation, if Max and I were ever to split up, and become unable to provide a roof over their heads in an emergency. I am going to turn Johnny down. Any transient pleasure he might be able to provide would be as nothing compared to how shitty I would feel if I contributed to making my children homeless. I might be capable of low cunning in the face of the long Recess, but I am fundamentally a good person. At least, I hope I am. Who knows - I might even still be a socialist at heart?