Showing posts with label Bank Charges. Show all posts
Showing posts with label Bank Charges. Show all posts

Friday, 18 March 2011

The Harsh Realities Of Life, And A Complete Inability To Do Anything Useful About Them In The Absence Of Criminal Connections.

Max sounds awful when he wakes up this morning, and he takes so long getting up that I'm ready to leave before he's even dressed.

"Aren't you going in to work today?" I say.

"Don't know if I can be bloody bothered," he says. "Seeing as my skills are irrelevant. They'd probably sell more if I wasn't there, and I doubt the customers would even notice."

"Oh, I should think Mrs Bloom would," I say - before I remember that I'm not actually sure if she even exists, or whether she's just Max's cover story for the affair he may or may not be having with Annoying Ellen. Or with the homicidal faun. Life can be so confusing sometimes.

I'm not the only one struggling with the harsh realities of life here in Northwick, though - which I know are as nothing compared to the situation in Japan, but I'm trying to focus on stuff that I can actually do something about. Given that the only alternative seems to be 24-hour news-induced sleep deprivation, an overwhelming sense of powerlessness and a lower than usual tolerance for fuckwittage.

Not that I'm implying that the latter's true of poor old Mr Edmonds' behaviour - though he certainly thinks he's been an idiot, and isn't at all his usual self when he arrives for his surgery appointment. His eyes are reddened and he looks much frailer than the last time we saw him, despite the fact that he has worn a suit for the occasion. It's a bit shiny at the elbows and knees, and hangs loose upon his frame.

"I can't believe it," he says, as soon as he enters the room. "I just can't believe it."

"Please sit down," I say, helping him in to a chair. "And then you can tell us what the problem is."

"I just hope Mr Sinclair can help me," he says. "Seeing as nobody else will. They just say there's no fool like an old fool - and they might be right, an' all."

Then he makes a sound that is halfway between a hiccup and a sob, which he tries to mask by burying his face in a large white handkerchief.

"Take your time," says The Boss, while looking surreptitiously at his watch.

He hates it when constituents cry. So do I, but it's a hazard of the job, isn't it? Especially when some people view their MP as a last resort, unlike the usual bloody suspects who'd think nothing of calling us for advice on how to brush their teeth. Or something even less savoury.

I glare at Andrew, who pulls his sleeve back down and resigns himself to waiting it out until, eventually, Mr E blows his nose and marshals his thoughts.

"The Police don't believe me," he says. "Even though they must know that Darren's a wrong 'un, seeing as everybody did. Apart from me, apparently. My life savings - and they're all gone."

He goes on to explain that he still hasn't made any real friends on the estate to which he moved when his wife died a few years ago.

"You know what people are like these days," he says. "They sometimes say hello when they pass by my house, but they're all busy with their own lives, aren't they? And I'm a lot older than most of them."

This loneliness turns out to have played right into the hands of the loathsome Darren. He owns a small garage at the edge of the estate, and was one of the few people to do more than pass the time of day with Mr E - who was a mechanic in his youth, and says that he still loves cars and the smell of oil.

"We'd just chat about motors, and sometimes he'd say, 'Want a cuppa, Grandpa?' and -"

Mr Edmonds seems to lose his thread for a minute, and then he squares his shoulders and looks straight at me.

"It sounds stupid, now," he says. "But it was nice, you know, to have a friend. Or that's what I thought he was."

It turns out that Darren just happened to discover that Mr Edmonds had withdrawn all his money from the bank after the run on Northern Rock. And then - like the considerate friend he was - he decided to "advise" Mr E of the risks, though scared the shit out of him might be a better description.

"I couldn't sleep a wink after he warned me what would happen if word got around and someone broke in while I was in bed." says Mr E.

He looks so apologetic, that it's as if he's expecting us to tell him off. I'm certainly not going to, but I glance over at Andrew, just to make sure that he isn't about to give a crime prevention lecture. (He hasn't been the same since he started attending those Neighbourhood Policing events.)

Luckily, and although he's fidgeting in his seat, for once he senses when not to hold forth, and gestures for me to speak instead.

"So what did this Darren suggest you do about it?" I say, though I've got a horrible feeling I already know.

"He said he had a safe in the garage, and that my money would be much more secure in there. 'I'm here every day, or at the end of the phone,' he said. 'So you can get at it whenever you want to. I probably work longer hours than the banks!'"

Our Darren's obviously not stupid, is he? Even I'd have been tempted by that sales pitch - especially if I thought I could get a cup of tea and a friendly chat whenever I had to withdraw some cash - instead of a snotty text from the bank like the one that arrived this morning. God knows how Max and I are going to manage to clear the accidental overdraft now. We'll probably be as broke as Mr E by the end of the month, once they add those bloody awful daily charges.

But this isn't time to be thinking about me. I'm supposed to be helping someone else.

"So what happened then?" I say. "Did you give Darren the money to look after for you?"

"Yes," says Mr E. "And it was all fine, until last week when I wanted to withdraw some to pay the last instalment of my Council Tax."

Now he's crying again, but he's determined not to stop talking this time - not until he's told us everything.

"So I walked round to the garage, and asked Darren if I could get some of my money out of the safe," he says. "And he just looked at me like he didn't know me from Adam and said, "Sorry, mate - do I know you? And what money are you talking about?'"

Honestly, aren't some people shits? The Boss and I are both so livid about the whole thing that, after Mr Edmonds leaves - having been promised that I'll speak to the Police as soon as today's surgery has ended - we both take a couple of large swigs from a bottle of Igor's vodka that has mysteriously found its way into Andrew's briefcase. And then we take a couple more.

"Christ," I say. "What kind of society are we turning into?"

"I don't know," says Andrew. "But the Japanese put us to shame, don't they? There they are - short of food, water, and with death and destruction on every side - and yet they wait in line, treat each other with courtesy and barely complain. And what have we got? The Darrens of this bloody world, taking advantage of a lonely old man."

"Yes," I say. "Who really only wanted a friend."

I might be able to see that clearly but, when I start making enquiries on Mr Edmond's behalf, it turns out that it's not just Japan that I'm powerless to help. He didn't get a receipt from Darren, and so there's no proof that a crime was even committed, and nothing that the Police can do. Not while Darren continues to claim that Mr E is senile, and that there never was any agreement to "look after" his money.

"Shame none of us know a good forger," says The Boss. "Then we could create a receipt. Set a thief to catch a thief."

Which sounds much worse in the light of the expenses scandal than it might otherwise have done.

Tuesday, 10 August 2010

How Not To Cheer Someone Up.

Everyone seems to have decided that I need cheering up. That's where the consensus breaks down. The differing methods by which this might be achieved seem to say rather more about the people making the suggestions than about the causes of my Weltschmerz.

While we're both getting ready for work this morning, Max suggests he meets me in town straight after work. Seeing my expression, he says, "What?" - as if he made that sort of suggestion on a regular basis.

"Um, well - I'm just surprised, that's all. What brought that on?"

"Thought it might cheer you up. Where shall we meet?"

"Well, on past experience, it'd better be somewhere where I won't feel an idiot sitting by myself waiting for you to turn up," I say. Max looks wounded.

"I always turn up," he says.

"Eventually." I never know when to accept an olive branch when it is offered. Though this is not to say that I concede Max's point about my resemblance to an elephant. We arrange to meet at Caffe Nero. Again. You can't say we lack imagination.

I'm in quite a good mood when I arrive at work, but this is short-lived. After Greg has attended this morning's "briefing," which is even briefer than usual, he comes back rolling his eyes, sits down at his desk with an exaggerated sigh, and buries his head in his hands. The Boss bounces in, like an ageing Tigger on speed.

"Greg tell you my idea?" he says.

"Not yet," I say. "What have you thought of now?'

"Something to boost office morale." The Boss's self-satisfaction is almost tangible. He puts his shoulders back, and struts in to the kitchen. "Can't say I'm not sensitive to my staff's needs." He must be still drunk, because his next question is, "Coffee, anyone?"

"Is that his plan?" I ask Greg. "Making us a coffee?"

"No," says Greg. "Worse than that. Much worse." He's about to explain, when there is a crashing noise, some swearing, and then The Boss sticks his head back round the kitchen door.

"Where the hell are all the cups and spoons?" he says. "Can't find anything in here."

The cups and spoons are where they always are, first thing in the morning. In the sink, waiting for me to wash them up. The drawer, however, isn't in its usual place. It's in the middle of the floor.

"What happened to the drawer?"

"Must've pulled it out too far, trying to find a spoon." The Boss steps round it, looks at his watch, then says, "Oh, I'm late for the Easemount Remembering Project. Better go."

So much for that, then. Democracy is never extended to coffee making in our office. Not during Recess, anyway. When I've finished washing up, rebuilding the kitchen cabinet and making the coffees, Greg has recovered enough to tell me what The Boss's great motivational plan actually is. Let's just say it's unlikely to have the desired effect.

Andrew has decided to invite the girls from the London office to come here on Friday, so that we can all have lunch together. This will apparently also give them the chance to "see and appreciate" what we do here in the boring old provinces. Carlotta doesn't sound any more enthusiastic about it than we are, when I call her to make the arrangements. By the time she's given me a list of her dietary requirements, together with far too much information about Marie-Louise's allergies, I can't think of a single restaurant that will fit the bill.

The rest of the day passes quite quickly, mostly with cases linked to constituents having lost their jobs due to the recession: bank charges, benefit claims and one potential eviction. Before I know it, it's time to meet Max. I'm actually quite excited, which is odd, as Caffe Nero is hardly the Marriott. Or even Heathrow, though I am still looking forward to it. I even freshen up my make-up - and squirt Rive Gauche around with gay abandon - before I leave work, to the sound of Greg muttering about the office smelling like a tart's boudoir. I am already ten minutes late by the time I get to the cafe, but there's no sign of Max yet.

By the time I've been there for forty-five minutes, I'm almost the only customer left. And I have drunk so much bloody coffee that I've given myself palpitations. I keep checking my mobile, under cover of the table in case anyone thinks I am a sad git who has been stood up, but there's nothing from Max. No texts, no missed calls, no answer-phone messages. When it's a full hour after we arranged to meet, I give up, pay the annoyingly-sympathetic waitress, and start to walk home. Then my mobile rings.

"I'm really sorry," says Max. "Had an emergency."

"Did you?" I say. "What sort of emergency exactly?"

"The deliverymen missed a customer's coffee table off this week's delivery round. So I had to take it there myself after work."

"Ah," I say. "Well, that is an emergency. Undoubtedly. Unlike the eviction case I nearly killed myself trying to finish so that I could be there to meet you on time." Then I hang up, turn my phone off, and walk the rest of the way home. I can't say that I feel noticeably more cheerful, but maybe Connie or Josh can think of something to improve my mood. They couldn't do any worse than the f*ckwits who've already had a try.